Home | About Us | Services | FAQ | Map & Directions
FAQ
Who is EZ-Loans & Payday Advances?
We are a family-owned and -operated business in San Diego. We are born and raised San Diegans.
What services does EZ-Loans & Payday Advances offer?
Customers come to EZ-Loans & Payday Advances for payday loans and Western Union® wire-fund transfers. EZ-Loans & Payday Advances customers can also purchase stamps, and we offer faxing and copying services.
Why do people choose a payday loan to borrow money for a short period of time?
Surveys show that, while most people typically do a good job of managing their household budgets, most of us need occasional help. An increasing number of consumers choose a payday loan to cover unexpected expenses, or to bridge a short-term cash shortage between paydays. A payday loan is a short-term loan that provides a sensible alternative to bounced checks, late payment charges, or a tarnished credit rating.
How often do people typically borrow money?
A payday loan is a short-term loan to cover an occasional, unexpected cash shortage between paydays. A payday loan does not provide the kind of help intended if used to the point of incurring additional debt. We recommend that you investigate other financing options if you are planning on borrowing money beyond your next payday.
How does EZ-Loans & Payday Advances determine how much I can borrow?
State laws generally regulate the amount of money that can be loaned. Within that limit, EZ-Loans & Payday Advances qualifies you to borrow only an amount that you can reasonably repay from your next paycheck.
How does EZ-Loans & Payday Advances determine what to charge?
State laws typically regulate loan fees. It is our goal to offer loans at a competitive rate.
Does EZ-Loans & Payday Advances vary the loan fee based on my credit rating?
EZ-Loans & Payday Advances charges a standard rate to all customers. We don’t review your credit report, but base our lending decision on your ability to repay your loan.
EZ-Loans & Payday Advances
640 National City Blvd.
National City, CA 91950
619-474-9477
6364 A El Cajon Blvd.
San Diego, CA 92115
619-286-1886
